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Dog bites can leave lasting physical and emotional scars. Each year, thousands of Americans are injured by dog attacks, many of them children. According to the Insurance Information Institute (III), insurers paid over $1 billion in dog bite liability claims in 2022 alone.

But what many people don’t realize is that when it comes to settling these claims, insurance companies don’t evaluate dog bite cases based on the real harm suffered — they use an internal ‘rating scale’ system that often undervalues the true cost of these injuries.

At John J. Malm & Associates, we’ve seen how this process works from the inside. And we’ve seen too many victims settle for far less than they deserve simply because they didn’t understand how insurance companies calculate claims — or how to fight back. Continue reading

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When approaching a four-way stop, it’s important to know who has the right-of-way to go first if multiple parties arrive at the stop sign at the same time. Not knowing the rules of the road and who has the right-of-way, can cause serious car accidents. In this blog, we’ll discuss who has the right-of-way at a four-way stop, and how our Naperville personal injury firm can help victims injured in four-way stop intersection accidents. Continue reading

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Umbrella coverage, also known as an umbrella insurance policy, provides additional liability protection beyond the limits of standard homeowner’s, auto, or other personal insurance policies. In Illinois, homeowners can purchase umbrella coverage to protect against significant claims and lawsuits that exceed the limits of their primary insurance policies. This is extremely helpful in personal injury cases, where the cost of treatment for severe injuries often exceeds the policy limits of the primary insurance policy. Continue reading

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For many dog owners, their pet is a beloved member of the family. But there is one uncomfortable truth that cannot be ignored: When it comes to serious and fatal dog attacks, no breed is responsible for more injuries and deaths than pit bulls.

At John J. Malm & Associates, we have represented numerous clients who were left permanently disfigured, emotionally traumatized, or lost a loved one because of a violent pit bull attack. Time and time again, these cases share the same heartbreaking pattern — an irresponsible pit bull owner fails to control their aggressive dog, and an innocent person suffers devastating injuries. Continue reading

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If you’ve been injured in a car accident, you might wonder whether you need to hire a personal injury attorney. While it’s technically possible to handle a claim on your own, navigating the complexities of insurance companies, legal procedures, and medical bills can be overwhelming—especially while recovering from your injuries. Hiring an experienced Naperville personal injury attorney can make a significant difference in the outcome of your case, ensuring that your rights are protected and you receive the compensation you deserve.

At John J. Malm & Associates, our award-winning team has helped countless car accident victims across Illinois recover millions in compensation. With over 90 years of combined litigation experience, we know what it takes to win a case. In this blog, we’ll explore the top 10 reasons to hire a personal injury attorney for your Naperville car accident case—and why it might be one of the best decisions you make. Continue reading

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Nursing home neglect is an all-too-common issue in here in Naperville and throughout Illinois, with serious consequences for vulnerable elderly residents. Whether it’s the result of missed medications, improper care, or inadequate supervision, neglect can lead to devastating injuries, emotional trauma, and even death. At the core of many of these tragic incidents lies a common factor: staffing issues.

At John J. Malm & Associates, we have represented families in numerous cases where staffing problems were found to be the root cause of nursing home neglect. In this blog, we will explore why staffing issues are so often at the center of nursing home neglect investigations, the impact of understaffing on residents, and how our Naperville elder abuse lawyers help families hold nursing homes accountable for their failures. Continue reading

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Uninsured Motorist (UM) coverage is an essential part of auto insurance, providing crucial protection when drivers encounter situations involving an uninsured driver. Despite legal mandates in many states requiring drivers to carry minimum liability insurance, millions of drivers either fail to maintain adequate coverage or drive without insurance altogether. This means that in the event of a car accident, there’s a significant risk that the at-fault driver may be uninsured. UM coverage serves as a safeguard, ensuring that even if you are hit by an uninsured motorist, you are not left shouldering the financial burden.

In this blog, we will explore what uninsured motorist coverage entails, why it’s essential, and the various scenarios where it applies. Continue reading

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Falls are one of the leading causes of serious injuries and fatalities among nursing home residents. According to the Centers for Disease Control and Prevention (CDC), between 50-75% of nursing home residents fall each year, often due to inadequate care or unsafe conditions. Many of these incidents are preventable, particularly when staff fail to follow established care protocols.

In this blog, we’ll walk through a typical nursing home fall case using a fictional example to explain how these nursing home neglect claims are handled—from the moment of the fall to medical treatment, investigation, and resolution, whether through settlement or trial. Continue reading

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Filing a personal injury lawsuit can feel overwhelming, especially if you’re recovering from an accident and trying to navigate an unfamiliar legal system. Knowing what to expect and understanding the typical timeline of a personal injury case can provide clarity and peace of mind.

At John J. Malm & Associates, we have over 90 years of combined litigation experience and a proven track record of securing millions of dollars for injured clients across Illinois. With offices in Naperville and St. Charles, our award-winning team is dedicated to helping personal injury victims achieve justice. In this blog, we’ll guide you through the key stages of a personal injury claim and offer insights into what you can expect at each step. Continue reading

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Parking lots, often perceived as low-risk areas for car accidents due to reduced speeds, are surprisingly common sites for crashes. In Naperville, Illinois, the bustling commercial centers and dense traffic contribute to a significant number of parking lot accidents annually. Understanding the appropriate steps to take following an accident in a parking lot is crucial for ensuring personal safety, legal compliance, and the protection of one’s rights. Continue reading

Contact Information
Naperville Office
1730 Park St #201
Naperville, IL 60563
Phone: (630) 527-4177Fax: (630) 527-4178
St. Charles Office
1700 Lincoln Hwy #G
St. Charles, IL 60174
Phone: (630) 524-2323

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